Multi-Use Account™
Financing On Your Terms. Access exclusive offers that could save you thousands!
Why Multi-Use Account?
John Deere Financial understands agriculture and the demands it has on a farming operation's cash flow. Using your Multi-Use Account you can access a wide range of buy now, pay after harvest programs from your local John Deere dealer or ag retailer. Exclusive interest-free or low-rate offers that could save you thousands of dollars. Real money, bottom line savings versus your operating line of credit at the bank.
Harvest Terms™
Put all your parts, service and equipment inspections on your Multi-Use Account all season long. This is why we have created HARVEST TERMS so you can focus on the work, the crop or whatever mother nature decides to throw at you.
Turf Terms™
Stock up high wear parts, including blades, belts, batteries and oil and pay nothing until after the use season with TURF TERMS. Maintain your cash flow and your equipment with John Deere Financial and your Multi-Use Account.
Parts & Service
Put all your parts, service, equipment inspections and precision ag technology purchases on your Multi-Use Account all season long. See your local John Deere Dealer for more information on finance offers when you use your Multi-Use Account.
Parts
Your John Deere dealer has more than just the right parts they have the right answers. Genuine John Deere parts are your best choice for performance and reliability.
Service
Equipment inspections keep your investment running like new and in the field when it matters the most. See your local John Deere dealer for more details and program options.
Technology
Add the latest technology to your John Deere equipment and take your operation to the next level. Ask your John Deere dealer about financing offers and interest-free financing options on new universal displays, AutoTrak™, Greenstar™ and more.
Maintenance Plans & Extended Warranties
Maximize uptime and control costs with John Deere Protect™ extended service plans. Choose from three options — Maintenance, Maintenance Plus, or Maintenance Plus Wear all available with PowerGard™ Protection Plans.
Ready to Roll?
We recognize the financial challenges that come with farming and how they affect your cash flow. That's why we developed HARVEST TERMS — to let you focus on your work, your crops, and whatever nature throws your way.
Crop Input
Is your interest rate on your operating line of credit too high? Get exclusive low-rate financing that allows you to lock in your seed or crop input orders for the season.
Seed
Maximize your savings by taking advantage of early purchase discounts and exclusive financing.
Crop Protection
Finance your in-season herbicides, fungicides and insecticides to help protect your investment.
Fertilizer
Buy your fertilizer now and pay after harvest with special financing.
Discover the benefits of the Multi-Use Account
Increased Purchase Power
Increase Cash Flow
Keep your cash and free up your operating line of credit by taking advantage of the wide range of finance offers and payment options designed to fit your production cycle and crop season.
Unlimited Potential
The Multi-Use Account allows you to purchase crop inputs,
farm supplies and parts, service and attachments.
Widely Accepted
Get what you need when you need it at more than 9,000 dealer and merchant locations.
General Supplies
From gates and gloves to shirts and shovels — if it helps you get the job done, chances are you can put it on your account. Day-to-day expenses sure add up. Fortunately, your Multi-Use Account is there to cover all your ag supply needs. Use it at more than 9,000 dealer and merchant locations. It's the quick, versatile and convenient way to make sure your farm keeps on running.
Convenience
Detailed Records
Forecast spending and get organized for tax time with monthly statements and an annual summary of all your Multi-Use Account purchases.*
Consolidated Statement
Purchases from your John Deere dealer and agribusiness merchants appear on a single statement.
Purchase Knowledge
Stay informed with invoice-level details, including product, unit price and quantity, that appear on your monthly statement.
*Ag Preferred Accounts only
Flexible Payment Options
No-Payments/No-Interest Financing
Take advantage of special finance offers for all your parts, service and technology needs with HARVEST TERMS. Visit your local John Deere dealer for details.
Seasonal Terms
Buy now, pay after harvest with Special Terms financing, allowing you to lock in early-order discounts on seed and secure the crop protection products you need.
30-Day Terms
Always 30-day interest-free financing when you pay your regular balance in full each month.
Ease of Use
Fast Alternative to Cash
Just "put it on your account" for the simplest way to pay for the important things you need.
24/7 Online Access
Account details and up to 24 months of purchase history are always just a click away.
Authorize Multiple Users1
Keep your operation up and running by making it convenient for employees to make purchases using your Multi-Use Account.
