Professional Lands mowing lawn with z915

Customized Financing

Designed for your business landscape.

Weather, seasonal work, and accounts receivable delays can all affect your professional landscaping or turf business’s cash on hand. That’s why we offer tools that help you conserve cash so you can grow your business.

Equipment Financing: Which Option is Right for You?

John Deere Financial offers great rates and flexible payment programs whether you buy or lease your commercial mowing or turf equipment — so you can choose what’s right for your business.

Have you considered buying?
Owning your commercial landscaping equipment offers your business major benefits including tax advantages.

Have you considered leasing?
It’s a good way to preserve capital, adapt to changing workloads, and maintain access to the latest John Deere grounds care equipment. You could discover that leasing can make more sense — and dollars — for your business than you ever imagined. With leasing, you can:

  • Make lower monthly payments — improving cash flow.
  • Cut repair costs by operating equipment under warranty.
  • Reduce equipment downtime by using the newest, most efficient equipment available.
  • Eliminate the hassle of disposing of used equipment.
  • Bundle in parts and Stihl equipment for an easy purchase process.
  • Hold onto your cash and leave credit lines open for other opportunities.
  • Set up a customized payment schedule based on your individual needs.
  • Take advantage of the Ultimate Forgiveness Program™ for commercial mowers.

Benefit of Leasing vs. Financing Commercial Mowing or Turf Equipment

Z930M 25.5HP 52" Zero Turn Mower0% Lease Rate Option¹ 'Example' 1200 Hours Total (400 hours/year)Finance Option 'Example' 0% for 36 Months¹

List Price

$14,175

$14,175

John Deere Rewards

$910

$910

MSRP Less Discounts

$7,625

$7,625

Term in Months

36

36

Rate for Example

0.00%

0.00%

Hours Per Year

400

400

Monthly Payment

$221

$368

Equipment Cost Per Hour

$6.63

$11.05

Cash Flow Savings

$5,306

Your cash flow changes with the seasons.

So should your payments.

Manage your company’s cash flow with financing programs that offer flexible monthly payments to match your income stream.

Seasonal Payment Plan (SPP) — Make smaller lease or instalment payments for up to 6 consecutive months of your choice, paying as little as 1 percent of the amount financed during high-expense months. The difference is added to payments during higher cash flow months.

Skip Payments — Tailor your payment schedule to your seasonal needs by choosing up to 4 consecutive months each year to skip payments.


Skip Payment Plan¹

 $8,500 finance at 0% for 36 months

MonthsMonthly payment without skipped paymentMonthly payment with skipped payment

November – February

$236

$0

March – October

$236

$315

Seasonal Payment Plan Example¹

Low cash flow November to March $8,500 financed at 3.9% for 36 months

MonthRegular Monthly Payment OptionSeasonal Monthly Payment Option

November

$251

$85

December

$251

$85

January

$251

$85

February

$251

$85

March

$251

$85

April

$251

$369

May

$251

$369

June

$251

$369

July

$251

$369

August

$251

$369

September

$251

$369

October

$251

$369

  

One simple payment.

Bundling makes grounds care equipment and services more convenient and cost-effective when you include them in your lease or installment financing packages. Consider adding on:

  • STIHL® handheld and a trailer for an easy purchase process.
  • Attachments and accessories you need to be more productive.
  • The John Deere parts you know you’ll need for the loan term to save interest and time for your service technician.
  • Equipment service packages and extended warranty coverage — no unexpected costs down the road.

Grounds equipment and parts bundling benefits chart

Customized Financing

NEVERSTOP features flexible leasing programs, so you can preserve capital, adapt to changing workloads and maintain access to our latest equipment. We also offer skip payments and seasonal payment plans.

Discover NONSTOP Services & Support

¹ Amounts are estimated. This is not a credit offer. All credit offers are subject to John Deere Financial approval. Contact your local John Deere dealer for full details and other financing options.